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How to start investing if you’re not an expert – I have a Master Degree in Business but Finance has always been a mystery to me. Not only that, I always have seen it as complicated and boring.

I did a coaching program by T. Harv Eker called “The Spiritual Millionaire” and I realized that most of the people that became wealthy invested their money.

The rule was simple: 


I always thought you needed to make a lot of money to invest in the stock market AND that you had to be very smart unless you wanted to lose big sums of money.

Such a “middle class” belief I had…

I started soon to realize that by following a couple of simple rules from masters such as Warren Buffet and Anthony Robbins I would be ok, and not just ok, I would thrive.

Bankers make Finance sound complicated so that you feel you will absolutely need their help to make a decent amount. Truth is, most of the time you would be just feeding their commission for the most part.

Let’s keep it short, I know you have stuff to do. Set apart a sum each month, like 10%, 5% or 3% or your salary and

Set apart a sum each month, like 10%, 5% or 3% or your salary and invest it. Where?


Vanguard provides funds, with super low-cost fees so that you can keep the biggest part of your investment’s profits. (Fees low as 0,005%). While banks may charge you 2-3%.

It doesn’t seem much, but it’s huge because these numbers pile up due to the “compound interest”. In a couple of decades, a mere 3% interest to your bank could eat up to 70% of your profit from your investments.


“My advice to the trustee (You) could not be more simple: Put 10% of the cash in short-term government bonds and 90% in a very low-cost S&P 500 index fund. (I suggest Vanguard’s. (NASDAQMUTFUND:VFINX)) I believe the trust’s long-term results from this policy will be superior to those attained by most investors — whether pension funds, institutions, or individuals — who employ high-fee managers.”
The Vanguard Short-Term Government Bond Index Fund that Warren Buffet talks about is (NASDAQMUTFUND:VSBSX)

A plan built on these two funds is as inexpensive as it gets. This would result in annual fees of just 0.055% of the account balance, amounting to $55 per year on a $100,000 investment. By contrast, the average fund is still 20 times more expensive than Buffett’s two fund solution.

I personally called up Vanguard in the US and in Europe so that I could get an idea on how much is the min amount I need to put in the S&P 500 index fund (NASDAQMUTFUND:VFINX).

The answer was $3,000 if you live in the US and 100,000 Euros if you live in Europe.

If you are into self-development and you enjoy Anthony Robbins‘ material, he says almost exactly what Warren Buffet says about personal finance. I red his book “Money: Master the Game, 7 Simple Steps to Financial Freedom” and it’s great if you’re not a Finance guru. I wasn’t and I had many epiphanies. The biggest probably the fact that Finance is actually pretty simple at its core. It’s the manipulation and exaggeration of its complexity that scares people away and makes you wanna put your hard earned cash in the hands of bankers.

I hope you received some good information in this post. I know a good deal of people who lost a lot of money after the 2008 crisis, that’s why I decided to learn more about investing even though it seems pretty boring to me. After reading content from Warren Buffet and Anthony Robbins I decided to write “how to start investing if you’re not an expert“. I truly wanted to put this information out so that people can make a better choice about their future. By the way, if you’re interested in the subject there is a great movie that almost won the academy award called “The Big Short” amazing movie with great actors. It makes you think twice about handing you money to banks…

If you’re reading this post, there’s a good chance you are not an ordinary person, you have something more inside that heart and you want something more out of life.

For that reason, I would like to introduce you for free to some of my mentors that are helping me build and grow my business online. I am no digital marketing guru but they are and know a lot more than me about financial freedom and how to acquire it. All the best my friend.

All the best my friend.

You can find free 7 video series here.

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How to start investing if you’re not an expert

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