Secrets of the Millionaire Mind Review and Summary

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Have you heard of this best-selling book and looking to get the goods in brief before diving in? Or perhaps have you read it in the past and are looking for a refresher?

JoAnne Mbonigaba Freedom Mompreneur by Design

Well, JoAnne here, and in today's blog post, I'll share with you a review and summary of this powerful book on mastering the inner game of wealth.

The key underlying principles are

1)that wealthy people think differently to people who struggle financially.

2) Money is a result. Our ability to create and keep wealth is driven by our inner world of attitudes and beliefs.

Finally, 3)This book is a guide and a tool you can use to help yourself develop a wealth-building mindset by repairing and turning up your financial thermostat or money blueprint. T. Harv invites each reader to not only read the book but to actually engage with the content, study and apply it for your benefit.

So what is your Money Blueprint and how is it created?

Your money blueprint is the default beliefs or settings you have around your finances. Each person may have big win or losses however, in general, you will revert back to your default and this will thus be the guiding factor of your financial outcomes.

Your money blueprint is created through the "programming" that you received through your life. This programming can stem from 3 sources- a) verbal programming, ie: what people of influence told you about money while you were growing, for example, your parents, b)models, ie: what people around you were doing or modelling for you and finally c)key incidents or personal events that you experienced and thus impacted how you thought about money.

The only way to permanently improve your level of financial success is to reset your financial thermostat, i.e. change your money blueprint.

So what now, how can I fine tune and or improve my current blueprint?

This is a process that T. Harv walks you through in the book and also at the live events that he created called the Millionaire Mind Intensive. Check out this quick video of did of this interactive workshop:

The first key to improving your financial blueprint is being aware and honest about where you are at and what beliefs (limiting or otherwise) that you currently hold. Once you become aware and do your personal inventory, be ready to let go your old beliefs and replace them with beliefs that support you in achieving the improved financial outcomes.

In terms of changing or reprogramming new beliefs, Eker shares the power of using declarations. Declarations are positive statements of your intention that you share out loud. Below is a recording of the declarations from the Millionaire Mind Intensive event.



I will round out this blog by giving you 5 key points from the book. As you may have noticed, I read lots of self-development books (check out my review of T.Harv's other book called Speedwealth) and hands down, I believe this one is a permanent fixture to my top must read for anyone struggling with their finances so here we go:


Thoughts become things so be mindful of the thoughts you chose and hold in your mind. You will be surprised how good things will start happening to you when you stop complaining and instead adopt an attitude of gratitude and focusing on the positive. 

Take control of your thoughts to not only positively focus them but also clearly visualise and outline what you want to achieve. T. Harv highlights that your thoughts lead to your feelings, which then guides the actions you choose and your actions lead to your results. He also shared in the book that the number one reason most people don't get what they want is

He also shared in the book that the number one reason most people don't get what they want is that they don't really know what they want!


If there is one thing that you can do to have a major shift in your life is to take responsibility for your results. Stop blaming your parents, friends, teachers and or external causes for what happened to you and instead look to understand the circumstances and more importantly, your choices (good or bad) that lead you to where you are. Then take full responsibility for your current and future results which then should lead to you taking the action / more of the actions needed to change your results.


There is a reason why on average only 3 to 10% of people become truly successful and that's because it takes a commitment and work! You have to pay in sweat equity which often the average person doesn't know or isn't willing to do. So if you are looking to change your financial blueprint and acquire more wealth, be prepared to do the work!

Furthermore, you should expect problems. We grow most when we are faced with challenges and the more success you accumulate, you should expect to have more challenges to deal with. As they rightly say: "More Money, More Problems"

So if you are looking to change your financial blueprint and acquire more wealth, be prepared to deal with the problems and do the work!

A great quote from the book to help you is: 

“The secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than any problem.”


The equation for building wealth is directly scalable based on the number of people you help. In order to help people, you have to have some influence over them leading to them listening and respecting your advice.  Look at Gary V as a great example of this! The more you are able to influence other's, the more you can then serve and help them and the more wealth you can then build. Here's a quick primer on how you can be a more influential person.


As they say, people learn more from what you do than what you say. So, forget about talking and trying to convince others with words. Instead, to truly help people have a better life, first be a witness to the advice you share by using it to become successful yourself. You use and apply the principles and show your successful results and you are sure to attract attention and questions from those looking to achieve similar results to you.   

I hope you enjoyed and got value out of this quick refresher or intro. What was your biggest takeaway from this book? What small or big change will you make to help you master the inner game of wealth? Share in the comments below!

Until next time, to your joy and success!


JoAnne Mbonigaba, Freedom Mompreneur by Design, passionate about helping moms create a viable digital business so that they can create a plan b or plan a to live a more fulfilling life with more time and options!

p.s.: Now, even though you have received value from my summary, I really encourage you to read the entire Secrets of the Millionaire Mind book yourself as there will likely be some nugget that you will only receive if you digest the book directly yourself.

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